If you've never financed a car before, you probably have some questions, and our Chrysler financing experts can answer them. But before you talk to them, a smart thing to do would be to get an idea of what your credit score is. Your credit score determines what kind of interest rates you can qualify for when you're buying one of our new or used Chrysler vehicles. If you know what kind of interest rates you qualify for, you have a better idea of just how much car you can afford before you arrive at our Chrysler and Jeep dealership, which will make the car buying process far less stressful.
That's why tools like the Credit Score Estimator are so useful. You may realize that so many factors, from your current debt to the length of your credit history, can affect your credit score, but one thing that many people don't know is that checking your credit score too often can actually negatively affect it. To banks and financing departments, this number shows how reliable you are when it comes to paying your bills, so you'll want to keep it as high as possible and avoid unnecessary inquiries. A high score shows prospective lenders that you tend to take financial obligations seriously and make your payments on time, which means that you'll qualify for a better interest rate. A percentage point or two may not seem like a big deal on paper, but over a long period of time you'll see that you can save quite a bit of money on big purchases, like one of our new or pre-owned Jeep vehicles, if you keep your credit score high and keep improving it.
So if you're in the market for another vehicle, visit ourChrysler dealership serving Plymouth, MI. Our knowledgeable Chrysler and Jeep dealers serving the suburban Detroit community can help you find your perfect car and answer any more questions that you have. Take a look at our huge selection of new and pre-owned vehicles, from our sleek sedans like the Chrysler 200 to our rugged Jeep SUVs. And when you do find the car with all of the features you want and take it for a test drive, you'll know that our financing department is here to help you purchase it and drive the car of your dreams off of our lot.Â